This study is set out to find out the following: (1) To determine the extent of automation in payment of the bank. (2) To identify the various electronic payments of the bank under study. (3) To evaluate the major problems associated with the development of electronic banking system in the Nigerian economy in the bank. (4) To examine the effect of electronic banking system on banks profitability and operational efficiency (5) To evaluate the impact of electronic payment system on monetary control.

Bank distress in Nigeria has reached a crisis point that it has become a key issue for discussion of all within and outside the banking industry. It is undoubtedly one of the biggest and most serious issues facing our society today. In 1993, it was discovered and reported that out of 116 (one hundred and sixteen) banks in Nigeria 57 (fifty seven) of them were distressed on average of 48%. This has affected the depositions, the industry, that is the banking industry, government and staff of the affected banks adversely.

The aim of this research work is to investigate the community banking and economic development in Agbor Community. The researcher’s used in questionnaire and personal interview in gathering responses from the respondent. The first chapter of this project deals with statement of problem, purpose of study etc. The second looks at the literature review with special emphasis on history and origin of community banks. The third chapter examines method of data collection analysis etc. The fourth chapter examines questions that was asked in chapter one. Finally chapter five deals with summary, recommendation and conclusion.

Any policy made with foresight has apprehensive objective that it tends to pursue. It is the purpose of this study therefore to: 1. Accretion the objectives and functions of community banks. 2. Determine how much of disciplined banking habit they have uncalculated among the masses of low-income workers especially those of the rural area. 3. The study will also look at the specific roles community banks play in the development of the rural communities in which they are located. 4. It will also determine if customers are satisfied with the services they received from community banks presently. 5. It also behaves this study to find out the problems and prospects of community banks.

This research seeks to pursue the following objectives. 1 To determine the effect of computerization on commercial banks high performance. 2 To determine the association between achieving the objective / benefit of electronic banking and irregular electric power supply and telecommunication services by government in Nigeria. To determine the possible solution to the problem that emanates from electronic banking that will enhance commercial banks.

The objectives of the study are summarized as follows. 1 To ascertain the institutional arrangement used (utilized) by first bank of Nigeria Plc Ughelli in the process of its recovery activities. 2 To discover the identity the problems encountered with its customers. 3 To recommend some method that would be followed by the bank so as to enhance3 an efficient and effective loan recovery system.

The purpose of this study is to ascertain how critical analysis of the viability of Commercial Bank Activities in Nigeria is, and how they are assisting the government and individual to bring development and economic growth

This study is designed to examine the concept of distress in bank, identify the causes of such phenomenon in banking and evaluate its implication for the growth of the banking industry in Nigerian economy.

Banking supervision is an essential aspect of modern financial system, seeking crucially to monitor risk – taking by banks so as to protect depositors, the government safety net and the economy as a whole against systemic bank failure and its consequences. In this context, this paper seeks to explore the relationship between risk indicators for individual banks and the different approaches to banking supervision adopted around the world

The broad objectives of this research is to identify ways of enhancing economic growth through bank lending, the specific objectives are: 1. To examine the impact of credit facilities on the economic development 2. To determine the extent to which lending has contributed to the growth of Nigeria economy. 3. To examine the effect of lending rate on the economy.

The objective of this study is as follows: 1. To determine the effect of poor credit management in the ability of commercial banks to make funds available to the investing public 2. To determine the relationship between credit management and level of bad and doubtful debts and to relate this to commercial banks lending ability. 3. Evaluate personal factor that affect loan repayment by examining the past records of this borrows. 4. To prefer suggestion as to ways of improving credit management ability of bank and the reduction of the incidence of bad and doubtful debts, so that in the final analysis more funds will be made available to commercial bank to loan out to the investing public.

Taxation ordinarily is the imposition of levies on the individuals and corporate bodies in a given state. It is said to be an imposition because of its compulsory nature which of course has received government backing. It is one of the variable instruments of government fiscal policy as it changes with regards to changes in administration.

This research work intends to assess the extent of electronic payment in banking activities as well as identify the various types of electronic banking. The researcher will also evaluate the major problems associated with the development of electronic banking system in Nigeria as well as evaluate possible solutions to these problems.

This research work involves an insight into the problems faced by commercial banks in retrieving funds given out to customers as loan and reasons for failure in the repayment of such loans. CREDIT ADMINISTRATION IN NIGERIAN BANKS(A CASE STUDY OF FIRST BANK OF NIGERIA PLC

The study was carried out to determine “evaluation of customer orientation as a strategy for achieving competitive edge in the banking sector”. The study was significant in ensuring customer orientation that lead to effective and efficient customers’ relationship to achieve the aim and objective of the topic/study and hypotheses was formulated

The purpose of the study is to examine the effect of credit policies of financial institution and its relevance to economy development and to further examine the following

the interest rate management policy was one of the control functions by the Central Bank of Nigeria (CBN) which fixed the minimum savings rates and maximum lending rates for financial institutions

The purpose of the study is to critically evaluate a good internal audit system and how to detect fraud in banking as well as to determine and rely on resultant impact and its audit procedures.

Management of liquidity as a tool for viability and profitability is necessary in Banking industry to meet up customers demand and obligation financial and legal reserve requirement, gain the confidence of investors and the public at large.

This research work was carried out to examine effect of information technology on business organization. The main objective of the study is to examine the limitations, prospects, and problems associated with computer applications and the use of other electronic technology in carrying out business functions. The methodology used was based on primary and secondary data.