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Workers’ Understanding And Perception Of The Pension Reform Act 2004: A Study Of Prisons’ Staff In Enugu State

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TABLE OF CONTENTS
Title Page i
Certification ii
Dedication iii
Acknowledgements iv
Abstract v
List of Tables vi
List of Figures viii
Table of Contents ix
CHAPTER ONE: INTRODUCTION 1
1.1 Background to the Study 1
1.2 Statement of the Problem 3
1.3 Research Questions 5
1.4 Objective of Study 5
1.5 Significance of the Study 6
1.6 Definition of Concepts 6
CHAPTER TWO: LITERATURE REVIEW 8
2.1 Overview of Pension Reform 8
2.2 Pension Systems around the World 9
2.3 Nigeria Pension Systems Before 2004 12
2.3.1 Trust Investment Act 1957 12
2.3.2 Pension Act 1974 13
2.3.3 Pension Right of Judges Act 1985 13
2.3.4 Nigerian Social Insurance Trust Fund Act 1993 13
2.4 Pension Reform Act 2004 14
2.5 Appraisal of the Pension Reform Act 2004 15
2.6 Factors that Influence People’s Perception of Issues like the
Pension Scheme 17
2.7 Review of Relevant Theories 18
2.8 Theoretical Framework 21
2.9 Hypotheses 22
CHAPTER THREE: RESEARCH METHODOLOGY 23
3.1 Research Design 23
3.2 Study Population 23
x
3.3 Sample Size 23
3.4 Sampling Procedure 24
3.5 Instrument for Data Collection 24
3.6 Administration of the Instruments 24
3.7 Method of Data Analysis 25
CHAPTER FOUR: RESEARCH FINDINGS 26
4.1 Introduction 26
4.2 Socio-Demographic Characteristics of the Respondents 26
4.3 Awareness of Pension Reform Act 2004 29
4.4 Views on why the PRA 2004 was introduced 33
4.5 Degree of Agreement/Disagreement about PRA 2004 35
4.6 Cross Tabulation of Research Variables 40
4.7 Logistic Regression predicting future influence on Workers’
Understanding and Perception of RA 2004 48
4.8 Test of Hypotheses 49
4.9 Discussion on Findings 53
CHAPTER FIVE: SUMMARY, RECOMMENDATION
AND CONCLUSION 56
5.1 Summary of Findings 56
5.2 Limitation of the Study 58
5.3 Implications of the Study 58
5.3.1 Implication for Social Policy 58
5.3.2 Implication for Social Work 59
5.4 Recommendation 60
5.5 Conclusion 62
References 64
Appendices

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